Building Financial Confidence Through Education
We started with a simple belief: everyone deserves to understand their money. Three years later, we're helping thousands of Vietnamese families take control of their financial future through practical, accessible education.
Why We Exist
Back in 2022, I watched too many friends struggle with basic budgeting. They weren't lacking intelligence or motivation — they just never learned practical money management. Traditional financial advice felt either too complex or completely disconnected from real life in Vietnam.
- Make financial education accessible in Vietnamese context
- Focus on practical skills over theoretical concepts
- Build long-term financial habits, not quick fixes
- Support families in making confident money decisions

Our Journey
From a weekend workshop idea to Vietnam's trusted financial education platform.
The Beginning
Started with weekend workshops in Hải Phòng coffee shops. Eight people showed up to our first session about tracking daily expenses. We used simple notebooks and calculators — nothing fancy, just practical steps that actually worked for Vietnamese families.
Digital Transition
Moved online during the pandemic and discovered something interesting. People preferred learning budgeting through their phones — it felt more natural and private. We built our first digital tools specifically for Vietnamese banking habits and spending patterns.
Community Growth
Reached 5,000 active learners across Vietnam. Started seeing real results — families paying off debt, building emergency funds, planning for their children's education. The feedback taught us what actually helps versus what sounds good in theory.
Expanding Impact
Now serving families in Ho Chi Minh City, Hanoi, and Da Nang. Our comprehensive learning program launches this September with six months of guided financial education designed specifically for Vietnamese households and income patterns.
The People Behind Chatmarkon
We're financial educators, not salespeople. Our backgrounds range from banking to teaching to small business ownership — all united by the belief that financial literacy should be practical and accessible.

Linh Tran
Lead Financial Educator
Former bank manager who left corporate to focus on financial education. Specializes in helping young families create realistic budgets that actually work with Vietnamese salaries and expenses.
Minh Truong
Curriculum Developer
Small business owner for 8 years before joining our team. Understands the real challenges of managing irregular income and seasonal expenses that many Vietnamese families face.
Hoa Nguyen
Technology Educator
Bridges the gap between financial concepts and digital tools. Helps participants feel comfortable using budgeting apps and online banking safely and effectively.