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ChatMarkon

Building Financial Confidence Through Education

We started with a simple belief: everyone deserves to understand their money. Three years later, we're helping thousands of Vietnamese families take control of their financial future through practical, accessible education.

Why We Exist

Back in 2022, I watched too many friends struggle with basic budgeting. They weren't lacking intelligence or motivation — they just never learned practical money management. Traditional financial advice felt either too complex or completely disconnected from real life in Vietnam.

  • Make financial education accessible in Vietnamese context
  • Focus on practical skills over theoretical concepts
  • Build long-term financial habits, not quick fixes
  • Support families in making confident money decisions
Financial education workshop session showing students learning digital budgeting techniques

Our Journey

From a weekend workshop idea to Vietnam's trusted financial education platform.

2022

The Beginning

Started with weekend workshops in Hải Phòng coffee shops. Eight people showed up to our first session about tracking daily expenses. We used simple notebooks and calculators — nothing fancy, just practical steps that actually worked for Vietnamese families.

2023

Digital Transition

Moved online during the pandemic and discovered something interesting. People preferred learning budgeting through their phones — it felt more natural and private. We built our first digital tools specifically for Vietnamese banking habits and spending patterns.

2024

Community Growth

Reached 5,000 active learners across Vietnam. Started seeing real results — families paying off debt, building emergency funds, planning for their children's education. The feedback taught us what actually helps versus what sounds good in theory.

2025

Expanding Impact

Now serving families in Ho Chi Minh City, Hanoi, and Da Nang. Our comprehensive learning program launches this September with six months of guided financial education designed specifically for Vietnamese households and income patterns.

The People Behind Chatmarkon

We're financial educators, not salespeople. Our backgrounds range from banking to teaching to small business ownership — all united by the belief that financial literacy should be practical and accessible.

Linh Tran, Lead Financial Educator at Chatmarkon

Linh Tran

Lead Financial Educator

Former bank manager who left corporate to focus on financial education. Specializes in helping young families create realistic budgets that actually work with Vietnamese salaries and expenses.

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Minh Truong

Curriculum Developer

Small business owner for 8 years before joining our team. Understands the real challenges of managing irregular income and seasonal expenses that many Vietnamese families face.

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Hoa Nguyen

Technology Educator

Bridges the gap between financial concepts and digital tools. Helps participants feel comfortable using budgeting apps and online banking safely and effectively.

8,200+ Families Educated
3 Years Teaching
15 Cities Reached
92% Complete Programs